PAYMENT & INSURANCE INFORMATION
Lifestyle Counseling has partnered with Headway’s Mental Healthcare System to seamlessly manage and process insurance claims for in-network clients.
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Accepted Insurance Plans (In-Network)
Lifestyle Counseling is currently in-network with the following insurance providers:
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Kaiser Permanente of the Mid-Atlantic
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CareFirst BlueCross BlueShield
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United Healthcare (Optum)
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Oscar (Optum)
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Oxford (Optum)
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Aetna
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Anthem EAP – Bank of America
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Quest Behavioral Health
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If your plan is listed above, we can bill your insurance directly. Please verify your mental/behavioral health benefits with your provider before your first appointment.
​​In-Network vs. Out-of-Network Explained
In-Network means your therapist has a contract with your insurance company to provide services at an agreed-upon rate. If you're using in-network benefits, your costs (copays, deductibles) are typically lower and more predictable.
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Out-of-Network means your therapist does not have a contract with your insurance company. However, many insurance plans still offer reimbursement for out-of-network providers. You pay the full session fee up front, and may be reimbursed a percentage of the cost by your insurance after meeting your deductible.
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Private Pay & Sliding Scale Options
Counseling services are available on a self-pay basis. Standard rates for individual therapy in the DC/Maryland/Virginia area range from $100 to $250 per session, but we offer a flexible sliding scale based on income and financial need—please inquire if you are seeking reduced fees.